Buy Now,
Pay Later

Increase average order size and volume by up to 40%. Purchases are completed quickly within your app and service.

We see the potential in the market

Buy Now Pay Later is leading the global digital commerce wave

Credify is proud to introduce a turn-key solution that enables our trusted financial institution partners to offer feature-complete BNPL services to our network of e-commerce platforms, retail chains and brick-and-mortar stores, expanding payment options and increasing GMV for their business.

A no-compromize solution for

Higher quality BNPL experiences

From user onboarding to full-cycle customer support, we work with only the most respected financial institutions to deliver to the highest standards of service quality, preserving our marketplace partners’ reputation.

Our no-compromize approach achieves an industry leading, flexible and user friendly Buy Now, Pay Later experience for total user satisfaction.


Marketplace data-based pre-filtering

Facial biometric, liveness check & anti-tampering

CIC, black list, other bank checks & Voice analytics

Smartphone metadata pre-qualification

Data consent




Additional info


We take risk seriously

to realize a winning service for all

From the real impact on end users to the profitability of BNPL service providers, Buy Now, Pay Later as we know it needs a drastic makeover.

Our BNPL system embeds several layers of risk control throughout the entire user journey that results in higher user success rates and greater partner profitability.

100% digital onboading process within the marketplace app

 End-user Journey


Select the desired product. Choose the Service Provider and preview the BNPL terms

Verify with OTP

Complete eKYC and the application

The underwriting process will be done within a few minutes

Sign a contract with the Service Provider. That's it!

Credify Pte. Ltd.

Company Registration No. 201933656R

Level 42, Suntec Tower Three
8 Temasek Boulevard,
Singapore 038988

Credify Co. Ltd.

Company Registration No. 0316393540

1st Floor, Savimex Building, 194 Nguyen Cong Tru, Nguyen Thai Binh Ward, D1, HCMC

Credify GK

Company Registration No. 9010003031917

3-7-2 Kanda Nishikicho,Chiyoda-ku,Tokyo, 101-0054,Japan

BNPL Gateway

Embedded Cash loan

Embedded Insurance

Co branded Credit card

Digital Onboarding Platform

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