Who we are


"We find beauty at the intersection of technology and design. We seek equally for excellence in security. We build elegant solutions with simple and intuitive user experiences"

What we care about

Company culture



Transparent communication

Product-driven mindset


We are passionate about building amazing products that offer our end users the most attractive and rewarding experiences. Through cross-functional and interdisciplinary sharing and communication, every member can take pride in having contributed to the products and services we deliver to the world.

We are still a young and small team with around 20 people, but we are proud of our diversity. Our team is international (Vietnamese, Japanese, American, Italian, and French), located in Singapore (the headquarter), Vietnam, and Japan. Sometimes, the cultural difference is tough, but we embrace and leverage it to build a strong organization.

We encourage every Credify member to take personal initiative and ownership in our vision and strategy to bring about real-world impact through the technologies we deliver. We do not micro-manage people, rather we expect our valued members to think for themselves and grow together. Moreover, we encourage each other to proactively engage in continuous learning and the acquisition of new skillsets through hands-on experiences.

At Credify, we value transparent communication and encourage all members to freely contribute their opinions and ideas to improve all aspects of our business, from management to end-user engagement.

Our beloved


Group 19002.png
Group 19003.png
Group 19001.png

Guiding us on the right path

Meet our amazing leaders

Makoto Tominaga

CEO & Co-founder


Shuichi Nagao

Director of Engineering & Co-founder


Maurizio Raffone

CFO & Interim COO


Amy Le

Head of Partnerships


Thi Nguyen

HR Manager


Bruno Sivanandan

Director of Operation

Shape the new financial world

Join our crew, sail your path

We have been working with major financial institutions as an embedded finance platform. Completing integration with these organizations, we are now focused on expansion of our valued network. We are venture-backed, having raised 3.5M USD and are ramping the team. Startups are no easy undertaking, but we firmly believe our stage will be exciting and challenging for you!

Credify Pte. Ltd.

Company Registration No. 201933656R

Level 42, Suntec Tower Three
8 Temasek Boulevard,
Singapore 038988

Credify Co. Ltd.

Company Registration No. 0316393540

1st Floor, Savimex Building, 194 Nguyen Cong Tru, Nguyen Thai Binh Ward, D1, HCMC

Credify GK

Company Registration No. 9010003031917

3-7-2 Kanda Nishikicho,Chiyoda-ku,Tokyo, 101-0054,Japan

BNPL Gateway

Embedded Cash loan

Embedded Insurance

Co branded Credit card

Digital Onboarding Platform

Who we are

Core technology


Our blog

Contact us